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What Can The Poor Do To Get Richer?

What Can The Poor Do To Get Richer?

One of the reasons why the rich appear to get richer while the poor appear to get poor is significantly related to habits. Humans are creatures of habit, so people will always default to their natural habit of comfort.  If over time the rich developed the habit of...

Is Your Income Keeping Up With Cost of Living?

Is Your Income Keeping Up With Cost of Living?

The inflation rate reported at the end of January 2022, was 4.8%. Reports say this is the highest it has been in more than 30 years. However, this is not a true indication of inflation across the board because the increase in house price, for instance, is not factored...

Retirement Planning

Retirement Planning

Most people spend months in advance planning for and anticipating their one week vacation to their dream location. However, when it comes to their longest vacation in life, retirement, they often do very little or no planning at all.  In fact, there are many who...

Debit Card Vs Credit Card: Which is Better?

Debit Card Vs Credit Card: Which is Better?

What is the difference between a Debit Card and a Credit Card?   When you use your debit card to pay for goods and services, the full amount of the transaction is withdrawn from your checking account immediately, providing there is sufficient funds to cover the...